Let us help you choose your new savings account!

At SouthernTrust Bank we understand the importance of saving for the future and unexpected emergencies. Whether you are just starting out or saving for something specific, we have a savings account to help you reach your goals. And, with every SouthernTrust Bank savings account, you may access your account securely online, when it's convenient for you. Not sure which account is right for you? Call us and we'll ask you a few questions to help you decide.

Feature/Benefit SouthernSavings SouthernSavings
Platinum
SouthernKids Savings SouthernKids Savings Platinum
Minimum opening balance $50 $50 $10 $10
Minimum balance to avoid service charge $50 $50 None None
Service Charges (1) Quarterly Service Charge of $5 if balance falls below $50

Per item charge of $1 per withdrawal for each withdrawal in excess of 10 per quarter
Quarterly Service Charge of $5 if balance falls below $50

Per item charge of $1 per withdrawal for each withdrawal in excess of 10 per quarter
Per item charge of $1 per withdrawal for each withdrawal in excess of 10 per quarter Per item charge of $1 per withdrawal for each withdrawal in excess of 10 per quarter
Earns Interest Yes Yes Yes Yes
Tiered Balance Account No No No No
Additional Benefits Quarterly Statements Quarterly Statements

Customer must maintain a SouthernTrust Checking Account
Quarterly Statements

Available to those 18 and under
Quarterly Statements

Available to those 18 and under

Customer must maintain a SouthernTrust Checking Account



 

 

 


(1) Other fees, terms and conditions may apply. Please refer to the complete account disclosures available at your nearest SouthernTrust Bank location. The Truth In Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any SouthernTrust Bank location for a separate Truth In Savings disclosure.

 IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH SOUTHERNTRUST BANK

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account.  This federal requirement applies to all new customers and current customers.  This information is used to assist the United States government in the fight against the funding of terrorist and money-laundering activities.