Terms of Use

Your use of the SouthernTrust Bank's website constitutes your agreement without modification to all of the following terms, conditions and notices. If you do not agree with our Terms of Use, your sole remedy is to discontinue your use of this website.

Copyrights & Trademarks

The contents of this site are the property of SouthernTrust unless otherwise indicated, and protected by copyright and trademark laws. All rights are reserved by SouthernTrust and the content of the website may not be reproduced, downloaded, disseminated, published or transferred without the prior written permission of SouthernTrust. The trademarks, logos and service marks displayed on the website are the property of SouthernTrust and other parties.

Availability of Products and Services

The products and services described on this website are available only in the United States and other countries where permitted by law. Products and services may not be available in all geographic areas. All products and services are subject to change without notice.

No Unlawful or Prohibited Use

As a condition of your use of this website, you warrant to SouthernTrust that you will not use this website or any information contained on the website for any purpose that is unlawful or prohibited by these Terms of Use, and that you will not access this website or use materials or services available on this website from territories where such access or use is illegal.

Links to Third-Party Sites

This website may contain links to other websites operated by third parties. SouthernTrust provides links to other sites as a service to users. The linked sites are not under the control of SouthernTrust or its affiliates or subsidiaries, and SouthernTrust is not responsible for the content, products, or services available on the third-party sites, nor is SouthernTrust responsible for links contained within third-party sites. Such links do not imply SouthernTrust's endorsement or approval of material on any other site. It is the user's responsibility to take precautions to ensure that materials selected from such linked sites is free of such items as viruses, worms, Trojan horses and other items of a destructive nature. SouthernTrust is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such linked sites, or reference to or reliance on information contained therein. The linked sites may also ask for personal and/or confidential information, which is in no way related to any information that SouthernTrust may collect from you. Submitting such information to third-party sites is done at your risk and SouthernTrust recommends you be cautious in submitting such information. Third-party sites may also have different privacy and security policies than that of SouthernTrust, so it is important you also review their policies when visiting sites outside of the SouthernTrust website.

Email

Email may not be secure, so please DO NOT use email to send SouthernTrust communication which contains confidential information such as Account Numbers, Social Security Numbers, PINs and Passwords, or communications which require immediate attention. If you have questions about your existing SouthernTrust account or another issue, please call a representative of SouthernTrust.

Children

This website is not directed to children, although we may periodically advertise special accounts that may be appropriate for children.  Parents of children interested in any of our online services should contact us at one of our office locations.  We do not knowingly market to children nor do we allow children to open accounts without parental consent.

Tools and Calculators

This website may contain tools and calculators. SouthernTrust provides tools and calculators as a service to users, for educational purposes only. SouthernTrust does not guarantee the accuracy of the calculators or the results. SouthernTrust is not responsible for, and expressly disclaims all liability for, damages arising out of the use of such tools and calculators.

Technology and Plugins

This website uses several different technologies to display content and to provide viewers with the best possible web experience. Some of the tools contained on this website require visitors to have a Java- enabled browser, Flash�, Adobe Reader®, and Microsoft® Media Player 12® installed on their computer. These technologies are necessary to take advantage of certain pages on the SouthernTrust website. SouthernTrust does not endorse any of these products, and is not affiliated with the companies who produce them and will also not be held liable for the use of such technologies.

Recommended Settings for Viewing Our Website

We recommend when viewing the SouthernTrust site, users have a minimum screen resolution of 1024 x 768, the latest version of Flash�, and the latest version of either Microsoft Internet Explorer® or Mozilla foundations' Firefox® browsers. Having these settings will allow for a better user experience when visiting the site and will ensure all content is displayed properly.

Cookies

Browsers accessing the SouthernTrust website are given a cookie. A cookie is a piece of information sent by a web server to a web browser. Cookies allow a website to identify whether or not a user previously visited the site as well as certain browser preferences. The web browser saves and sends the cookie back to the server each time the browser accesses the website. You must have the option for per session cookies enabled in order to use the Account Access features on the SouthernTrust site. SouthernTrust does not store personal or confidential information in cookies.

Warranties

Use of this website and its contents is at the user's sole risk. SouthernTrust assumes no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, errors or omissions, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyrights or other intellectual property rights, and the violation of property, privacy or personal rights of others. SouthernTrust is not responsible for, and expressly disclaims all liability for damages of any kind arising out of use, reference or reliance on such information.

INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. IN NO EVENT WILL SouthernTrust OR ITS SUBSIDIARIES, AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES BE LIABLE UNDER ANY CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHER CLAIM FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTAGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM THE USE OF OR THE INABILITY TO USE THE WEBSITE, SITE CONTENT OR ANY PRODUCTS OR SERVICES, OR ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, EFFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE BY ANY THIRD PARTY.

Modifications

SouthernTrust reserves the right to change the Terms of Use and modify the contents of the website without notice.

Governing Law

You agree that disputes arising out of or relating to the contents or use of this website are to be governed by the laws of the State of Illinois, United States of America. You consent to the exclusive jurisdiction of courts sitting in the State of Illinois in all disputes arising out of or relating to the contents or use of this website.

General

If any part of this agreement is determined to be unenforceable by a court of competent jurisdiction, the unenforceable portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and the remainder of the agreement shall continue in full force and effect. This agreement constitutes the entire agreement between you and SouthernTrust with respect to the use of this website, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and SouthernTrust with respect to this website. A printed version of this agreement shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Use of Google Analytics

We use a tool called "Google Analytics" to collect information about the use of this site.  Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site.  We use the information we get from Google Analytics only to improve this site.  Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information.  We do not combine the information collected through the use of Google Analytics with personally identifiable information.  For more information about "How Google uses data when you use our partners' sites or apps" please go to http://www.google.com/policies/privacy/partners.