Direct Deposit

Direct Deposit Overview

Direct Deposit is a great way to move money electronically. You don't have to mail or sign any checks over to the bank, and your money tends to move more quickly when you use Direct Deposit.

Where to Set Up Direct Deposit

To set up Direct Deposit, just give instructions to whomever is paying you. If your employer offers Direct Deposit, ask the Human Resources contact what steps are necessary. The U.S. Government offers Direct Deposit for tax refunds and Social Security payments. Many investment and insurance payments can come to you via Direct Deposit.

How to Give Direct Deposit Instructions

Typically the organization that is paying you will have Direct Deposit instructions. Ask for a "Direct Deposit form".

Details of Direct Deposit Instructions

To set up Direct Deposit, you will need SouthernTrust Bank's routing number/ABA number (081226421). An ABA number (sometimes called a 'Routing' or 'Routing Transit' number) will identify the bank uniquely within the Direct Deposit system. If you think of a phone number as the number that lets you call somebody, an ABA number is a number that lets you send somebody money via Direct Deposit.

The next number you need for your Direct Deposit instructions is your account number. Your account number is most likely the account number you use every day. However, you may have a different number that you have to use for Direct Deposit. Again, it's always best to ask for Direct Deposit forms from all involved to get it right the first time.

The examples below show you where to find your ABA number and account number on a check.