Switching banks can be a big hassle.
If you're like most people, you've probably thought about changing banks a thousand times. Maybe you've moved or changed jobs. More likely, maybe your bank was rude, inattentive or didn't appreciate your business. Or maybe they made you stand in one too many endlessly long lines.
You've got the reasons, but you haven't switched. Why? Because it's a hassle. Until now.
Enclosed in our EZ-Switch Kit is everything you need to make moving your checking account a breeze. All the forms you need plus directions in 5 easy steps.
Making the switch. Five simple steps to freedom
1) Open your SouthernTrust Bank account.
Stop by one of our banking offices to open your account. Make a note of your account number and SouthernTrust Bank's routing number. They'll come in handy later.
Routing numbers and account numbers:
How to locate them if you're not a banker.
2) Stop using your old account.
And let all your checks clear. This could take up to 10 days. Remember how slow they were? To pass the time, destroy any unused checks, ATM and debit cards and deposit slips.
3) Change direct deposits.
Fill out the enclosed form and give it to your employer, the Social Security Administration or your retirement plan. Include a new deposit slip or voided check.
4) Change automatic payments.
Use the enclosed forms to change all automatic withdrawals or automated payment services. Don't forget about those that use your old debit card number, such as automatic payments made online.
5) Close your old account
Here's the day you've been waiting for. Send in the enclosed form to close your old account. No face-to-face confrontation needed. If, after all your checks have cleared, you have a remaining balance, your old bank will send you a check. It's as simple as that.
Still have questions? Give us the chance to show you how helpful we are. Stop by our Vienna or Goreville location.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH SOUTHERNTRUST BANK
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorist and money-laundering activities.