Visa Debit Card
Unlock the purchasing power of your accounts with a Visa Debit Card from SouthernTrust Bank.
A Visa Debit Card, also known as a Visa Check Card, is a debit card that works like a check, only better. When you make purchases, the amount is deducted directly from your checking account - but you also enjoy added convenience and security protections.
Pay for all types of purchases quickly and easily.
Just use your Visa Debit Card when you are ready to pay. It works fast, so there's no need to write checks or fumble for change. Plus, you'll save on trips to the ATM and can leave your checkbook at home.
It's Everywhere You Want To Be®
Because it's accepted at millions of places worldwide, you can use it for nearly anything, including:
- Monthly bills
- Dining
- Fast food
- Retail merchandise
- Groceries
- Movie tickets
- Prescriptions
- Gas and automotive services
- Internet/online purchases
- Phone orders
Improve your money management with an up-to-date balance and transaction history.
Debit card transactions are typically deducted from your checking account within 24 hours of your purchase. In addition, every month you'll also receive a checking account statement that details your purchases, including merchant name, location, date and amount. So it's easy to see where your money goes.
Gain peace of mind with Visa's extra security protections.
When you sign for your purchases, your money comes directly from your checking account, but you also get security protections that help prevent, detect and resolve fraud, including:
- Visa's Zero Liability Policy*, which protects you from unauthorized charges. Any funds taken from your account due to fraudulent use will be returned to you.
- Continuous fraud monitoring to detect and prevent suspicious activity on your debit card
- Access to Identity Theft Assistance to help you recover your identity and prevent further problems
- A 3-digit security code to verify your identity for Internet and phone purchases.
Here's how to sign for your purchases:
Swipe and Sign: Use your Visa Debit Card, tell the cashier you want to sign for your purchase and sign the receipt.
OR
At a PIN pad: Swipe your card, select CREDIT on the keypad and sign the receipt.
You'll receive these same security protections when you use your Visa Debit Card for online, phone and mail orders or for purchases at merchants that do not require a signature.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH SOUTHERNTRUST BANK
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorist and money-laundering activities.
